Top Accounting Software Deals for UK Startups
Looking for the best accounting software deals UK startups can trust? We’ve handpicked and compared the top-rted tools to hep you manage finances, stay tav compliance and save time.
✔️ Automate Admin
✔️ Tax Compliant
✔️ Save time
Why Use Accounting Software?
Managing your business finances manually can be time-consuming and error-prone. Modern UK accounting software automates everything—from invoicing and tax calculations to payroll and expense tracking.
With features like Making Tax Digital (MTD) compliance, real-time dashboards, and mobile access, these tools help you stay ahead and focus on growth.
VAT-ready and HMRC-compliant
Cloud-based access from anywhere
Built for UK freelancers, startups & small businesses
Easy integration with banks and payment platforms
Best Accounting Software dals for UK Startups:
Ready to find the right fit? Browse the latest accounting software deals UK businesses are using to cut costs and stay compliant in 2026.
| Feature |
QuickBooks |
Xero |
Sage |
Anna Money + Taxes |
|---|---|---|---|---|
| Free Trial | ✔ | ✔ | ✔ | ✔ |
| HMRC & MTD Compliant | ✔ | ✔ | ✔ | ✔ |
| Bank Integration | ✔ | ✔ | ✔ | ✔ |
| Payroll Support | ✔ | ✔ | ✔ | ✘ |
| Starting Price | £10/month | £16/month | £18/month | £24/month |
| Rating | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐ |
| Offer | 90% off for 7 months | Get 90% off for 6 months | 90% off for 3 months | 1 Month Free Trial |
| Get Deal | Get Deal | Get Deal | Get Deal |
*Table accurate as of January 2026.
Why Smart Startups Use Accounting Software:
✔️ Stay HMRC-Compliant – Automatically handle VAT, MTD, and year-end reporting without the stress.
✔️ Get Paid Faster – Generate branded invoices, set automated reminders, and accept online payments.
✔️ Track Expenses in Real-Time – Link your bank and credit card accounts to keep tabs on every penny spent.
✔️ Make Informed Financial Decisions – Use real-time dashboards to monitor cash flow, profit margins, and tax liabilities.
✔️ Save Time & Reduce Errors – Automate tedious tasks like reconciliation and payroll to focus on growing your business.
How to Choose the Best Accounting Software for Your UK Startup
When you’re running a startup in the UK, choosing the right accounting software deals can make a significant difference in managing your finances efficiently and staying compliant with HMRC regulations. Here’s what to look out for:
🔍 1. Essential Features to Look For
Not all accounting tools are created equal. The best options will include:
Automated invoicing and recurring billing
Bank feed integrations for real-time transaction tracking
VAT and Making Tax Digital (MTD) support
Payroll processing and expense management
Mobile apps for on-the-go management
These features reduce manual tasks and save valuable time.
📈 2. Scalability as Your Business Grows
Startups grow fast, and your accounting solution should keep up. Look for software that:
Offers multiple user roles for growing teams
Allows integration with eCommerce, CRM, or payment tools
Supports multi-currency and multi-entity if you plan to expand internationally
🤝 3. UK-Focused Compliance & Integrations
Always choose software that is:
HMRC-recognised for Making Tax Digital
Regularly updated with UK tax laws and VAT thresholds
Integrates with UK banks like Barclays, Monzo, Starling, and Tide
This ensures compliance and accuracy with minimal effort.
🛠️ 4. Ease of Use & Customer Support
If you’re not an accountant, intuitive design and good support matter:
Check for a user-friendly dashboard
Opt for tools with UK-based support (phone or chat)
Look for comprehensive help centres or tutorials for onboarding
💷 5. Transparent Pricing & Free Trials
UK startups are often on a budget. Choose software that:
Has simple monthly pricing
Offers free trials or discounts (like many featured on this page)
Avoids hidden fees or costly add-ons
✅ Final Tip:
Test a few tools before committing. Most accounting software comes with a 30-day free trial, letting you find the right fit without risk.
Frequently Asked Questions (FAQ's):
What are the best accounting software deals for UK startups?
The best accounting software deals for UK startups depends on your specific needs. Popular choices include Xero for its modern interface, QuickBooks for freelancers, and Sage for businesses that need robust UK compliance features.
Are these accounting tools compliant with HMRC and Making Tax Digital?
Yes. Most modern accounting software listed on this page is HMRC-recognised and supports Making Tax Digital (MTD). Always check for the MTD compliance badge on their site.
Can I use accounting software for self-assessment or VAT returns?
Absolutely. Tools like FreeAgent and QuickBooks allow you to submit self-assessment tax returns and file VAT directly to HMRC, simplifying the process significantly.
Do I need an accountant if I use accounting software?
Accounting software can automate many tasks, but it’s still wise to consult with an accountant—especially during tax season. Some tools even offer integrated accountant access, so you can collaborate easily.
What’s the most affordable accounting software in the UK?
Zoho Books and Xero offer competitive pricing with solid features. Many providers also offer discounts of up to 90% for the first 6 months, especially for startups.
Is my data safe with online accounting software?
Yes. Leading providers use bank-level encryption, secure data centres, and offer two-factor authentication to protect your financial data.
Can I switch accounting software later if my needs change?
Yes. Most platforms allow you to export data or migrate to other tools. Some even offer free switching services or integrations that simplify the process.
What accounting software deals are available in the UK right now?
UK startups and small businesses can access exclusive accounting software deals, including extended free trials, discounted monthly pricing, and cashback offers. These deals are often available through partner platforms and are designed specifically to reduce costs for new businesses.
How do I compare accounting software in the UK?
When you compare accounting software in the UK, focus on pricing, HMRC compliance, ease of use, integrations (banking, payroll, ecommerce), and scalability. Comparing features side-by-side helps you choose the best accounting software for your business stage and budget.
What’s the best accounting software for UK startups?
The best accounting software for UK startups depends on your structure. Sole traders often prefer simple, low-cost tools, while limited companies may need advanced reporting, VAT handling, and payroll support. Many leading platforms offer startup-specific pricing and free trial deals.
Are there accounting tools designed specifically for small businesses?
Yes, many accounting tools for small businesses are built to simplify bookkeeping, automate invoicing, track expenses, and manage tax obligations without needing accounting expertise. These tools are ideal for startups, freelancers, and growing SMEs.
Can accounting software help me save money as a startup?
Absolutely. Using accounting software deals in the UK can significantly reduce startup costs by replacing manual bookkeeping, reducing accountant fees, and helping you avoid costly tax errors. Many platforms also include automation features that save time as well as money.
Is free accounting software good enough for UK startups?
Free accounting software can work for very early-stage startups, but most UK businesses eventually need paid tools for VAT submissions, MTD compliance, multi-currency support, or payroll. Discounted accounting software deals often provide better long-term value.
Can I use accounting software without any accounting knowledge?
Yes. Modern accounting software for UK startups is designed for non-accountants, with guided setup, dashboards, and automated calculations. This makes it easy for small business owners to manage finances confidently without prior experience.
Does accounting software integrate with UK business bank accounts?
Most leading UK accounting platforms integrate directly with business bank accounts, allowing automatic transaction feeds, real-time expense tracking, and faster reconciliation. This is a key feature to check when you compare accounting software in the UK.
How do I compare accounting software UK options?
To compare accounting software UK businesses should review pricing, HMRC and Making Tax Digital compliance, ease of use, and key features such as invoicing, VAT submissions, payroll, and bank integrations. Comparing accounting software UK providers side by side helps startups and small businesses choose the best solution for their needs.
Website: Visit 1st Formations
From: £52.99
Best for: Founders who want a compliant, professional company formation service with optional premium support
Key Features:
✔️ Same-day UK company registration with Companies House
✔️ Printed company documents available with higher-tier packages
✔️ Free .co.uk domain for 1 year
✔️ Business bank account referrals
✔️ VAT, PAYE, and trademark registration options
✔️ Ideal for founders who want long-term support
Why We Recommend 1st Formations:
With over 1 million successful incorporations, 1st Formations is one of the most trusted company formation agents in the UK. Their updated packages reflect the latest Companies House fees and are designed for founders who value accuracy, support, and professional credibility.
Premium features — including printed documents, address services, VAT & PAYE registration, and company secretarial support — are available via higher-tier packages, making this a strong choice for startups planning to scale.
Register your company with 1st Formations >> HERE
Read our full Virtually There product review >> here for more details!
Ready to Save Time & Money?
Explore the best accounting software deals and get your business finances in order today.
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